100% of our clients charged with driving without insurance in the last 12 months have either been found not guilty or have at least avoided the penalty points!
Section 143 of the road traffic Act 1988 requires everyone who uses, or causes and permits someone to use, a motor vehicle on a road or other public place to have a policy of insurance in respect of third party risks.
Penalties of Driving without Insurance
The penalties for driving without insurance are:-
- Between 6-8 penalty points
- Discretionary disqualification
Our experience is that most people do arrange suitable insurance cover but are prosecuted due to their insurance policy being invalidated without their knowledge, through no fault of their own or they are wrongly advised by someone that an insurance policy covers them to drive.
In these circumstances, despite being guilty of driving without insurance you can avoid the penalty points by means of a special reasons argument. For more information on special reasons please see the appropriate section of our website.
If you are charged with driving without insurance for any of these reasons and you instruct our specialist road traffic solicitor to make a special reasons argument to the court on your behalf we can almost guarantee that you will avoid the penalty points. We are meticulous in our preparation of these cases and our thorough knowledge of the appropriate case law ensures nothing is left to chance when protecting your driving licence.
In certain circumstances you may be accused of driving without insurance when in fact you had appropriate cover. With insurance policies being so complex nowadays they can sometimes be extremely difficult to understand resulting in you being wrongly prosecuted. We have the experience and the eye for detail to simplify the whole situation, determine whether you were insured at the time of the alleged offence or advise you whether the terms of the policy are open to interpretation.
So whether you are technically guilty of driving without insurance or not our experience and expertise in road traffic law can ensure that you avoid the penalty points and protect your driving licence. Contact us now for a free consultation with our award winning specialist road traffic lawyer and get peace of mind, call 0141 465 333 Now!